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PRESERVING WEALTH & HERITAGE

From Coast to Coast

RELATIONSHIP, LEADERSHIP, INTELLECTUAL, SOCIAL, AND FINANCIAL

Wealth is often related to having lots of money or accepted as having abundant financial assets. However, it alone cannot represent meaningful Wealth, nor can it create lasting Wealth in a family. True Wealth has to be meaningful, and it allows families to flourish in its discovery of life, purpose, and pursuit. It has other important components of Wealth that are often neglected and are without clear intentions. 5 Stones Family Office describes these components as true Capitals that make up true Wealth. 

 

These Capitals are Relationship, Leadership, Intellectual, Social, and Financial. Without which makes Wealth overly simplistic, and having more money does not make matters simpler. It only complicates it. The following example illustrates areas where each capital shows support in defining meaningful Wealth. To ignore these capitals will naturally lead to wealth erosions. 

Relationship Capital

This capital provides greater collective meaning in governance creation and deployment. 

Leadership Capital

This capital supports far greater collective ownership buy-in with focused vision and concrete mission.

Intellectual Capital

This capital is uniquely acquired and helps fulfill the family's collective goals and purposes.

Social

Capital

The family's meaning, value, and fulfillment are rooted in this capital. It transcends multi-generations.

Financial Capital

This capital requires the support of other capital development. Once proper it is a great resource.

Relationship Erosion

Often relationship tension and resentment forces a family to build distrust

Leadership Erosion

Lacking focus and the sense of responsibility leads to undeveloped vision and divest mission

Intellectual Erosion

Lacking expertise  when navigating complex decisions can lead to indecision or fatal decisions. 

Social
Erosion

Lacking collaborative meaning and value as a family leads to self-centeredness and unfulfillment.

Financial Erosion

Having an unhealthy perspective of money leads to a lack of stewardship and undue pressure.

“The world is getting more connected through technology and travel. Cuisines are evolving. Some people are scared of globalization, but I think people will always take pride in cultural heritage."

John Mackey, CEO, Whole Foods Market

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